How it works

From processing history to cash in your account.

A clear, transparent process with no surprises. Your Stripe history sets your amount, Bank of America funds it, and escrow.com releases it.

1. 01

   You share your processing history

   Three questions and an estimate, in about a minute. No documents at this stage, no credit check, nothing to pay.

2. 02

   We review and confirm your amount

   We check the account against your declared volume and come back within 24 hours with a firm number and the terms.

3. 03

   escrow.com releases your cash

   Funds are released through escrow rather than a direct transfer, so both sides are covered while it settles. Count 5 business days.

Step by step

From signup to first payout

1. 012 min

   Estimate your amount

   Use the calculator to see how much you can get. Free, no commitment.

2. 025 min

   You contact us

   Fill out the online form with your details and send us a request.

3. 0324h max

   We reply within 24h

   Our team gets back to you with an offer based on your profile.

4. 042 to 3 days

   Account verification

   We verify your account is legitimate. The account or business must be in your name.

5. 051 to 2 days

   Attorney-drafted contract

   Our legal team drafts a custom contract. Secure e-signature.

6. 065 business days

   Cash released via escrow.com

   Funds are held and released securely by escrow.com, within 5 business days.